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MANBA FINANCE LIMITED

ISIN: INE939X07242

11.10%YTM
Payouts : Quarterly
Maturity Date : 13 Mar 2028
11.10%
YTM
₹ 80,073.56
Min Investment
Quarterly
Payout
₹ 1,00,000
Face Value
11.00%
Coupon
13 Mar 2028
Maturity Date
Currently subscribedLot Size : 50 Units available

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About The Issuer

Manba Finance Limited (MFL) is a Mumbai-based NBFC focused primarily on two-wheeler financing, including financing for new two-wheelers, used vehicles and electric vehicles. The company has been operating in the retail vehicle financing segment for more than 28 years, working closely with dealer networks to originate loans for customers purchasing two-wheelers. The company has built a distribution network of over 1,200 dealers and operates across multiple states including Maharashtra, Gujarat, Rajasthan, Chhattisgarh, Uttar Pradesh and Madhya Pradesh. MFL focuses on secured lending backed by vehicle assets, with strong expertise in the two-wheeler financing ecosystem. Manba Finance completed its IPO in September 2024, raising approximately ₹150.84 crore to support expansion of its loan book and branch network

Metric
FY25
Total Income (₹ cr)
~191.6
PAT (₹ cr)
~31.7
Net Worth (₹ cr)
~230–250
Loan Book / AUM (₹ cr)
~850
Capital Adequacy (%)
~25–27%
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Product Concentration Risk:A large portion of the loan portfolio is concentrated in two-wheeler financing, exposing the company to sector-specific demand fluctuations.
Asset Quality Risk:Retail vehicle finance portfolios can be sensitive to economic cycles and borrower repayment capacity.
Geographic Concentration:Operations are concentrated across six states, making performance sensitive to regional economic conditions.
Funding & Liquidity Risk:As a mid-size NBFC, Manba relies on borrowings from banks and capital markets for funding growth.
Competitive Pressure:The two-wheeler financing segment faces strong competition from banks, captive finance companies, and NBFCs.

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Units

Trade & Settlement

Trade date
17 Mar 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹1,00,091.95
Investment amount
₹1,00,091.95
Total Interest
₹12,413.8
Total Receivable
₹1,12,413.8

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