MUTHOOT FINCORP LIMITED

ISIN: INE549K07HQ5

YTM Icon9.10%
YTM
₹ 1,00,001.9
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
8.75%
Coupon
06 Mar 2029
Maturity Date
Currently subscribedLot Size : 50 Units available
0% Completed

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About The Issuer

Muthoot Fincorp Limited (MFL) is the flagship NBFC of the Muthoot Pappachan Group. It is one of India’s largest gold‑loan lenders and also offers microfinance, vehicle and housing loans. The group is diversified with subsidiaries in microfinance (Muthoot Microfin), two‑wheeler finance (Muthoot Capital) and housing finance (Muthoot Housing).

Metric
FY25
Gold loan AUM (₹ cr)
28,509
Consolidated net worth (₹ cr)
7,432
Consolidated gearing (×)
5.2
Standalone PAT (₹ cr)
787
Consolidated PAT (₹ cr)
654
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Non‑gold segments:While gold loans are relatively low risk, microfinance and vehicle loans carry higher asset‑quality volatility and credit costs
High gearing:Consolidated gearing 5.2× exposes the company to funding and liquidity pressures
Regulatory changes:Draft RBI guidelines on gold loans could impact business practices and margins

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Trade & Settlement

Trade date
30 Apr 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹1,00,001.9
Investment amount
₹1,00,001.9
Total Interest
₹24,931.5
Total Receivable
₹1,24,931.5

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KEY INFORMATION DOCUMENTDownload
Debenture Trustee AgreementDownload
Rating Letter and rating rationaleDownload
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