PROFECTUS CAPITAL PRIVATE LIMITED

Profectus Capital Private Limited (PCPL) is a Mumbai-based Non-Banking Financial Company (NBFC) focused on lending to micro, small and medium enterprises (MSMEs). The company provides secured business loans primarily through products such as loan against property (LAP), machinery finance, and specialised lending segments including school financing. Founded in 2017, Profectus Capital focuses on providing cash-flow backed secured loans to MSMEs operating across manufacturing, services and education sectors. The company’s typical borrowers have annual turnover between ₹5 crore and ₹50 crore, with loan ticket sizes generally ranging from ₹1 crore to ₹5 crore. The company operates through a branch-led distribution model and has built a network of branches across multiple Indian states to originate MSME loans. Profectus Capital was acquired by UGRO Capital Limited, a listed MSME-focused NBFC, and the two entities are expected to merge subject to regulatory approvals. The acquisition strengthens PCPL’s capital base, lender relationships and distribution reach within the MSME lending ecosystem.