Skip to main content
AA- | CRISIL NCD Senior Secured

Incred Financial Services Ltd.

ISIN: INE321N07699
9.50%
YTM
₹1,00,789.04
Minimum investment
Quarterly
Payout
12 Jun 2028
Maturity
8.80%
Coupon Rate
₹1,00,000
Face Value
Currently subscribed12 Units available

0% Sold

9.50% / +70 bpsYTM vs coupon

yield above stated coupon

99.4389 / 100.789Clean / dirty price

Excluding / including accrued interest

About the Issuer

InCred Financial Services Limited is an RBI-registered systemically important non-deposit-taking NBFC. It was incorporated on 03/02/1995 as Multiflow Financial Services Private Limited, later known as KKR India Financial Services Limited, and now operates retail-focused lending across personal loans, student loans, secured business loans, MSME loans and lending to financial institutions.

Debenture trustee
Catalyst Trusteeship Ltd
Issuance date
16 Jun 2026

Key terms

  • CRISIL AA-/Stable rating supports credit quality.
  • 8.80% fixed quarterly coupon to June 2028.
  • 1.05x cover over standard receivables.
  • AUM of 14,136.31 Cr as of March 2026.

Returns & Cashflow

Units
1

Summarised from the issuer's disclosures and the rating rationale. Read the full offer document and rating rationale before investing.

Invest

Selected investment units: 1

Trade & Settlement

Settlement date
09 Nov 2026
Orders placed after 4 PM will be executed on the next business day. Weekends and exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹1,00,789.04
Investment amount
₹1,00,789.04
Total Interest
₹15,357.79
Total Receivable
₹1,15,357.79

Regulatory Assurance Panel

Blogs

Stay informed with the latest articles, news, and resources across finance, fixed income and investing.

Equirize Logo

EquiRize Securities Private Limited.

Get the EquiRize Investor App

  • Download on the App Store
  • Get it on Google Play

Legal & Compliance

Quick Links

Help

  • SEBI Registered

  • RBI Regulated FDs

  • Member with BSE & NSE

Corp Office:SCO: 50-51, Floor 3, Sector 34-A, Chandigarh- 160022

Registered Office: 301 Chawla Complex Commercial Premises, Sector 15, CBD Belapur, Navi Mumbai 400614 Maharashtra

© 2026 EquiRize. All rights reserved. | CIN: U66190MH2024PTC430982 | SEBI Registration Number (Stock Broker): INZ000323730 | BSE Membership No. 6914 - Debt Segment | NSE Membership No. 90472 - Debt Segment

Compliance Officer:

Lavanya Sharma

compliance@EquiRize.com, +91-9063459052

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully.

Complaint Redressal via SEBI SCORES:

  • (i) Register on the SCORES portal at scores.sebi.gov.in
  • (ii) Mandatory details: Name, PAN, Address, Mobile Number, Email ID
  • (iii) Benefits: Transparent communication and faster resolution of grievances

Investor Protection Guidelines:

  1. Prevent Unauthorised Transactions:
    • Update your mobile number and email ID with your Stock Broker and Depository Participant.
    • Receive transaction alerts directly from the Exchange and NSDL/CDSL the same day.
  2. IPO Application Process:
    • No need to issue a cheque. Mention your bank account number and sign the IPO application form to authorise payment via ASBA.
    • In case of non-allotment, funds remain in your bank account.
  3. KYC Compliance:
    • KYC is a one-time process. Once completed with a SEBI-registered intermediary (broker, DP, mutual fund, etc.), it is valid across all intermediaries.
  4. Stay Vigilant:
    • Beware of fraudsters sending bulk messages with fake investment tips or promises of guaranteed returns.
    • Do not engage in unauthorised portfolio management or collective investment schemes promising fixed/guaranteed returns.

Important Note: Fixed Deposits (FDs) and Peer to Peer (P2P) Lending are not exchange-traded products. EquiRize Securities solely connects investors/lenders with said products.

SEBI presents Samajh Se Investing Simple:

  • Understand Before You Invest
  • Choose Regulated Investment Products
  • Start Early, Stay Invested
  • Beware of Investment Frauds

Digital Accessibility

We are committed to ensuring that our digital platforms are accessible to all users, including persons with disabilities, in line with applicable SEBI guidelines.

For any accessibility-related assistance or concerns, please contact:

Attention Investors:

  • Stock Brokers can accept securities as margin only through pledge in the depository system (w.e.f. September 1, 2020).
  • Ensure your contact details are updated to receive OTPs directly from NSDL/CDSL for pledge creation.
  • Review your holdings regularly via the Consolidated Account Statement issued monthly by NSDL/CDSL.

Useful Links:

Issued in the interest of investors by EquiRize Securities Private Limited.