Kanakadurga Finance Limited
ISIN: INE104W07229
12.80%YTM
₹ 99,589.77
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
11.55%
Coupon
28 Nov 2027
Maturity Date
Currently subscribedLot Size : 50 Units available
Interest Calculator
InterestMonthly
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About The Issuer
Kanakadurga Finance Limited (KFL) is a non‑deposit taking NBFC primarily engaged in financing commercial vehicles (CV), cars and gold loans. It operates mainly in the southern states. Promoters have over three decades of experience in vehicle finance and are supported by private‑equity fund BanyanTree Growth Capital II
Metric
FY25
AUM (₹ cr)
656
Tangible net worth (₹ cr)
130
CAR (%)
21.22
Gearing (×)
4.41
GNPA (%)
3.47
PAT FY25 (₹ cr)
7.2; RoTA 1.06%
Issuer Health Summary
Key financial indicators to assess stability & repayment capacity.
Key Risks & Disclosures
Geographic concentration::~78% of AUM in South India; Andhra Pradesh alone accounts for ~48.5%
Asset‑quality pressure::GNPA 3.47%, NNPA 2.72%; high delinquencies across buckets
Moderate profitability::RoTA ~1.06% FY25
Regulatory exposure::Vehicle and gold finance segments face cyclical risks and potential regulatory changes.
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Trade & Settlement
10 Apr 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.
Totals (For Selected Units)
Price per Unit
₹99,589.77Investment amount
₹99,589.77Total Interest
₹19,302.79Total Receivable
₹1,19,302.79Download Diligence Documents
Credit Rating
Key Information Document
Debenture Trustee Agreement
Rating Letter and Rationale
General Information Document
