Rating
BBB
NCD

Kanakadurga Finance Limited

ISIN: INE104W07229

12.80%YTM
Payouts : Monthly
Maturity Date : 28 Nov 2027
12.80%
YTM
₹ 98,998.52
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
11.55%
Coupon
28 Nov 2027
Maturity Date
Currently subscribedLot Size : 50/50 Units available

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About The Issuer

Kanakadurga Finance Limited (KFL) is a non‑deposit taking NBFC primarily engaged in financing commercial vehicles (CV), cars and gold loans. It operates mainly in the southern states. Promoters have over three decades of experience in vehicle finance and are supported by private‑equity fund BanyanTree Growth Capital II

Issuer At A Glance

₹708
AUM
67% CV Loans
Product mix
₹130 cr
Capitalisation
GNPA 3.47%
Asset quality
CARE BBB/Stable
Rating
CATALYST TRUSTEESHIP LIMITED
Debenture Trustee
Metric
FY25
AUM (₹ cr)
656
Tangible net worth (₹ cr)
130
CAR (%)
21.22
Gearing (×)
4.41
GNPA (%)
3.47
PAT FY25 (₹ cr)
7.2; RoTA 1.06%
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Geographic concentration::~78% of AUM in South India; Andhra Pradesh alone accounts for ~48.5%
Asset‑quality pressure::GNPA 3.47%, NNPA 2.72%; high delinquencies across buckets
Moderate profitability::RoTA ~1.06% FY25
Regulatory exposure::Vehicle and gold finance segments face cyclical risks and potential regulatory changes.

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Units

Trade & Settlement

Trade date
24 Feb 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹98,998.52
Investment amount
₹98,998.52
Total Interest
₹20,188.82
Total Receivable
₹1,20,188.82

Diligence Documents

Credit RatingDownload
Key Information DocumentDownload
Debenture Trustee AgreementDownload
Rating Letter and RationaleDownload
General Information DocumentDownload

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