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Kanakadurga Finance Limited

ISIN: INE104W07229

13.00%YTM
Payouts : Monthly
Maturity Date : 28 Nov 2027
13.00%
YTM
₹ 99,248.43
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
11.55%
Coupon
28 Nov 2027
Maturity Date
Currently subscribedLot Size : 50 Units available
0% Completed

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About The Issuer

Kanakadurga Finance Limited (KFL) is a non‑deposit taking NBFC primarily engaged in financing commercial vehicles (CV), cars and gold loans. It operates mainly in the southern states. Promoters have over three decades of experience in vehicle finance and are supported by private‑equity fund BanyanTree Growth Capital II

Metric
FY25
AUM (₹ cr)
656
Tangible net worth (₹ cr)
130
CAR (%)
21.22
Gearing (×)
4.41
GNPA (%)
3.47
PAT FY25 (₹ cr)
7.2; RoTA 1.06%
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Geographic concentration::~78% of AUM in South India; Andhra Pradesh alone accounts for ~48.5%
Asset‑quality pressure::GNPA 3.47%, NNPA 2.72%; high delinquencies across buckets
Moderate profitability::RoTA ~1.06% FY25
Regulatory exposure::Vehicle and gold finance segments face cyclical risks and potential regulatory changes.

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Units

Trade & Settlement

Trade date
12 Mar 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹99,248.43
Investment amount
₹99,248.43
Total Interest
₹20,188.82
Total Receivable
₹1,20,188.82

Diligence Documents

Credit RatingDownload
Key Information DocumentDownload
Debenture Trustee AgreementDownload
Rating Letter and RationaleDownload
General Information DocumentDownload
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Registered Office: 301 Chawla Complex Commercial Premises, Sector 15, CBD Belapur, Navi Mumbai 400614 Maharashtra

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