MUTHOOT MCRED LIMITED

ISIN: INE101Q07BX1

YTM Icon11.00%
YTM
₹ 9,799.56
Min Investment
Monthly
Payout
₹ 10,000
Face Value
9.30%
Coupon
17 Jun 2028
Maturity Date
Currently subscribedLot Size : 50 Units available

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About The Issuer

Muthoot MCred Limited, formerly known as Muthoottu Mini Financiers Limited, is a Kerala-based RBI-registered non-deposit-taking NBFC. Established in 1998, the company is part of the reputed Muthoottu Group and provides retail lending solutions across India. It specializes in gold loans, microfinance, and other secured lending products, supported by a diversified funding profile and strong operational experience. The company’s debentures are rated ICRA A (Stable), reflecting adequate credit quality and financial stability.

Metric
FY25
Managed AUM (₹ Cr)
5,651.4 (H1 FY 2026)
Total Income (₹ Cr)
481.1 (H1 FY 2026)
Net Profit / PAT (₹ Cr)
61.8 (H1 FY 2026)
Return on Managed Assets (RoMA)
2.3% (H1 FY 2026)
Debt-to-Equity (Gearing) (x)₹
5.4x (H1 FY 2026)
CRAR (%)
19.7% (H1 FY 2026)
GNPA / Gross Stage 3 (%)
0.8% (H1 FY 2026)
💡Issuer Health Summary

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Trade & Settlement

Trade date
21 Apr 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹9,799.56
Investment amount
₹9,799.56
Total Interest
₹2,034.54
Total Receivable
₹12,034.54

Download Diligence Documents

Consent Letter - Debenture TrusteeDownload
GID FinalDownload
ICRA ratingDownload
KIDDownload