SAMUNNATI FINANCE PRIVATE LIMITED

ISIN: INE0N5S07052

YTM Icon13.20%
YTM
₹ 98,306.02
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
11.00%
Coupon
23 Mar 2027
Maturity Date
Currently subscribedLot Size : 50 Units available

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About The Issuer

Samunnati Finance Private Limited (SFPL) is an agri-focused NBFC providing working capital and EMI-based loans to agri-enterprises, Farmer Producer Organisations (FPOs), and agri value-chain participants. The company is part of the Samunnati Group, which also runs agri-market linkage and platform businesses. SFPL operates as the regulated lending arm of the group and benefits from strong promoter pedigree and marquee global impact investors. The lending model focuses on rural and agri value chains, with products tailored to crop cycles and agri MSME cash-flow patterns.

Metric
FY25
AUM (₹ cr)
~5,000–5,500
Net Worth (₹ cr)
~468
Gearing (×)
~3.8×
PAT (₹ cr)
NA / Low
CAR (%)
Adequate
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Agri-sector concentration:Exposure is concentrated in agri value chains (FPOs, processors, rural MSMEs). Cash flows are vulnerable to monsoons, commodity price volatility, and agri policy changes.
Asset-quality sensitivity:Borrower profiles include MSMEs and collectives with limited balance-sheet buffers. Portfolio quality can deteriorate in droughts, price crashes, or logistics disruptions.
Profitability & scale risk:The group has limited track record of sustained profitability and remains mid-scale relative to diversified NBFC peers. Continued growth is dependent on capital raising and stable funding access.
Funding mix & refinancing risk:Funding from banks and capital markets is still evolving. Any tightening in bank/NBFC liquidity or higher risk aversion towards agri-lending could impact growth.

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Trade & Settlement

Trade date
10 Apr 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹98,306.02
Investment amount
₹98,306.02
Total Interest
₹10,065.78
Total Receivable
₹1,10,065.78

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