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AKARA CAPITAL ADVISORS PRIVATE LIMITED

ISIN: INE08XP07431

15.20%YTM
Payouts : Monthly
Maturity Date : 11 Jun 2027
15.20%
YTM
₹ 9,718.79
Min Investment
Monthly
Payout
₹ 10,000
Face Value
12.00%
Coupon
11 Jun 2027
Maturity Date
Currently subscribedLot Size : 50 Units available
0% Completed

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About The Issuer

Akara Capital Advisors is a non‑deposit taking NBFC that operates a digital‑lending platform under the Stashfin brand. It offers unsecured personal loans (average ticket ~₹46k; tenors 12–36 months) to salaried and self‑employed borrowers. Akara and its technology partner EQX Analytics are subsidiaries of Morus Technologies Pte Ltd (Singapore) and are supported by global investors. he group began lending in 2017 and has rapidly scaled through digital sourcing

Metric
FY25
AUM (₹ cr)
1,731 (provisional)
Net worth (₹ cr)
—
PAT (₹ cr)
18.6 (9M FY25)
Gearing (×)
—
Gross NPA (%)
—
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Unsecured portfolio risk:Entire loan book is unsecured, making asset quality sensitive to macro shocks and borrower behaviour
Limited operating history:The business started in 2017 and profitability remains evolving
High early delinquencies:GNPA ~4% and early‑stage delinquencies remain elevated
Regulatory risk:Tightening of digital lending and unsecured loan norms could affect growth and capital requirements.

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Units

Trade & Settlement

Trade date
04 Mar 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹9,718.79
Investment amount
₹9,718.79
Total Interest
₹1,502.48
Total Receivable
₹11,502.48

Diligence Documents

Debenture Trust DeedDownload
KEY INFORMATION DOCUMENTDownload
ICRA Rating Letter and RationalDownload
Debenture Trust AgreementDownload
GENERAL INFORMATION DOCUMENTDownload
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