SHRI RAM FINANCE CORPORATION PRIVATE LIMITED

ISIN: INE08E808066

YTM Icon11.10%
YTM
₹ 98,756.96
Min Investment
Monthly
Payout
₹ 1,00,000
Face Value
9.90%
Coupon
22 Jan 2028
Maturity Date
Currently subscribedLot Size : 50 Units available

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About The Issuer

Shri Ram Finance Corporation Private Limited (SRFCPL) is a non‑deposit taking NBFC incorporated in 2004 and licensed in 2008. It provides two‑wheeler financing, secured and unsecured loans to SME borrowers, and personal loans to government employees. The company operates through about 240 branches across eight states—Chhattisgarh, Madhya Pradesh, Odisha, Jharkhand, Maharashtra, Rajasthan, Andhra Pradesh and Uttar Pradesh

Metric
FY25
AUM (₹ Cr)
1,277
PAT (₹ Cr)
53.92
Net Worth (₹ Cr)
297.74
Total Assets (₹ Cr)
1,447.76
ROA (%)
4
Debt-to-Equity (x)
3.81
Capital Adequacy Ratio (%)
24.80
GNPA (%)
2.78
NNPA (%)
1.83
💡Issuer Health Summary

Key financial indicators to assess stability & repayment capacity.

Key Risks & Disclosures

Regional concentration:Presence mainly in (Madhya Pradesh (~47%) and Chhattisgarh (~31%)); any regional slowdown could impact collections
Moderate leverage:Debt/EBITDA ~5.6× and interest coverage ~1.6× indicate limited headroom
Asset‑quality sensitivity:Borrowers in the two‑wheeler and SME segments are susceptible to economic cycles.

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Trade & Settlement

Trade date
16 Apr 2026
Orders placed after 4 PM will be executed on the next business day.Weekends & exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹98,756.96
Investment amount
₹98,756.96
Total Interest
₹17,358.89
Total Receivable
₹1,17,358.89

Download Diligence Documents

GENERAL INFORMATION DOCUMENTDownload
KEY INFORMATION DOCUMENTDownload
Debenture Trustee AgreementDownload
Credit RatingDownload