VEDIKA CREDIT CAPITAL LTD
ISIN: INE04HY07377
About The Issuer
Vedika Credit Capital Ltd is a Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) registered under the Reserve Bank of India. Established in 1995, the company began its microfinance operations in 2007, focusing on providing small-ticket loans to women in rural and semi-urban areas through the Joint Liability Group (JLG) model. As of March 2025, Vedika Credit Capital Ltd operates 192 branches across seven states—West Bengal, Assam, Bihar, Jharkhand, Odisha, Tripura, and Uttar Pradesh—serving over 387,000 clients. The company's financial products include Joint Liability Group loans, individual loans, small and medium enterprise financing, home improvement loans, and loans against property. In addition to direct lending, Vedika Credit Capital Ltd collaborates with various financial institutions to manage microfinance operations on their behalf.