SATIN FINSERV LIMITED

About the issuer

Satin Finserv Limited (SFL), established in 2018, is a wholly-owned subsidiary of Satin Creditcare Network Limited, a leading Non-Banking Financial Company (NBFC) in India. Registered with the Reserve Bank of India, SFL specializes in providing business loans to Micro, Small, and Medium Enterprises (MSMEs) and individuals, with loan amounts ranging from ₹1 lakh to ₹15 lakh. As of March 31, 2025, SFL reported a net worth of ₹182.56 crore and a Capital to Risk Asset Ratio (CRAR) of 37.62%, exceeding the regulatory requirement of 15%. The company operates across multiple states, including Uttar Pradesh, Madhya Pradesh, Gujarat, Bihar, Rajasthan, Maharashtra, Punjab, and Haryana, with a network of 178 branches and a workforce of 1,612 employees. In October 2025, SFL successfully raised ₹60 crore through the issuance of listed, secured, and rated Non-Convertible Debentures (NCDs), reflecting strong investor confidence in its growth prospects.